tag:blogger.com,1999:blog-108837382024-03-23T11:10:17.704-07:00Real Estate Advice-- Buying a Home When You Have No CreditReal Estate help and advice for people who want to buy a house and are unable to get a bank loan because they have bad credit. We can show you how to buy a house without a bank loan!Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comBlogger84125tag:blogger.com,1999:blog-10883738.post-79270405520531143792013-01-30T10:22:00.000-07:002013-01-30T10:22:00.057-07:00How to Flip Houses to Hedge Funds (Million $ Idea)<div class="separator" style="clear: both; text-align: center;">
<a href="http://remogul.power-income.com/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="163" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIlWf_vu9S5Nlrn0N0vGC6WZInhEjhqwndDEfrDtmlwbbgpHkUZvHHhmvDN1UZaJ4tYVpFVtliwqv7eW-QB0oYS4ndhUPPjcMQ8VF_aIWtUnSY0GNQLlV8X4SVSNGqcIRAU1ubtA/s200/flip+houses.jpg" width="200" /></a></div>
How would you like to make $5,000 to $20,000 finders fees for doing nothing more than finding reasonably priced houses and referring them to Wall Street billionaires who are in your city right this second looking to buy as many as possible?<br />
<br />
Sound fun?<br />
<br />
Good. Because pretty soon, this will be the ONLY way to make money in real estate.<br />
<br />
Watch this video and you can start today …<br />
<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br />
<br />
<br />
In case you think I’m kidding about this being the "only" way, here's a recent article from the Wall Street Journal. Google around and you’ll find five hundred more just like it …<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br />
<br />
<br />
Things are changing fast, post-election my friend. Real estate investing as you know it is DEAD. <br />
<br />
<br />Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-53821593101133716692013-01-29T10:29:00.000-07:002013-01-29T10:29:00.812-07:00 Post-Election? Real Estate Investing is Officially DEADReal Estate Investing is dead. It had it’s day in the sun, but, like all good things... it’s come to an end.<br />
<br />
<a href="http://remogul.power-income.com/">Click Here To See the New Law of the Land</a><br />
<br />
<br />
There’s only one way around this. I’ll leave that to the video to explain.<br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://remogul.power-income.com/"><img border="0" height="124" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFDHQu0HNZppnZOsyRFdSXZEdJe-GItfBpQp9Hv90CuqF76mBzAEwpTWvCOyhgSb913e0rKcI5jmrfKISLfoL0wSwQU5eRvjLDpnjGwUvfSFV2w3AsMIop-ewYAxJQg56l6Ypo_Q/s200/Video+Image.png" width="200" /></a></div>
<br />
<br />
Sorry to be the bearer of bad news, but its better you know this now and prepare for it than learn it the hard way. There’s a
silver lining, but you’ll have a hard time finding it without watching
this video.<br />
<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br />
<br />
<br />
* PLEASE don’t waste your money on another real estate investing course
(at least as of right now). Everything is obsolete at this point.<br />
<br />
<br />
<br />Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-24311985172181691912013-01-28T09:58:00.000-07:002013-01-28T09:58:00.606-07:00Is This the End of the Private Real Estate Investor Era?<div class="separator" style="clear: both; text-align: center;">
</div>
Are you a real estate investor? Have you noticed a frightening shift in the real estate market lately. Yes, houses and foreclosures are selling, but who is buying them? <br />
<br />
With the uncertainty in the stock market, hedge funds and investment firms are snatching up the bargain priced houses before the private investors even get a chance to get in there. They see the potential for real estate investment and they are latching onto it. They are holding on to the houses in huge lots and renting them out. And with their massive funds, they can outbid a small time investor every time.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://remogul.power-income.com/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="112" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVEEKXCjXIdAnfPPWNVQWM0k7LJIqINhpc7ojFRaaDU6WZwJg7a4T4RN0yzvYVl9KQHiC1pqiQyUSvOl_tF3IhrJ3w_WanoINB25OPaXx1USBEYZtSWeMN_EBsm_DcE6WhZmhdbg/s200/stock+market.jpg" width="200" /></a></div>
According to The Wall Street Journal, "The era of mom-and-pop real estate investors is quickly coming to an end.” Some of these huge organizations are even buying out whole streets and neighborhoods. If it hasn't started happening in your neighborhood yet, don't be surprised if you see it soon.<br />
<br />
Do you know how to compete or even just survive as an investor in a market dominated by huge organizations?<br />
<br />
I found a great source of information on how to not just survive, but thrive in the coming real estate market. <br />
<br />
Check out this important information now at <a href="http://remogul.power-income.com/">http://REmogul.power-income.com</a><br />
<br />
<br />Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-87116221001041580162013-01-27T18:00:00.000-07:002013-01-27T18:00:03.817-07:00Fiscal Cliff CRUSHES Real Estate InvestorsDo you know how screwed you really are?<br />
<br />
The real estate market is changing and the changes don't look good for investors and wholesalers.<br />
<br />
Watch this controversial, eye-opening video to see what's changing and what you need to do to prepare for the "Death of Real Estate Investing". <br />
<br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://www.blogger.com/%20http://remogul.power-income.com"><img alt="The Death of Real Estate Investing" border="0" height="199" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_v3xGFArQjdkoYq-gkHGYX2eI7A6bSY4Nl3Gx0_hIpikse7xj-naoGXoiNn0cgAtPCfpKnEsvP9q1EcDrVY-fu4RL7n6F0kz-OreVnKCc0c7cD-4UNy7AyBNx87AKmVUsnxUBxA/s320/Video+Image.png" title="Preston Ely Video" width="320" /></a></div>
<br />
<br />
<br />
This video is sure to get censored soon. Watch it now before it gets taken down.<br />
<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br />
<br />
<br />
Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-67106628086304793762013-01-26T10:03:00.000-07:002013-01-26T10:03:00.397-07:00"DANGER, Will Robinson!" (Flip Houses With Caution)<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxXSa9NkVVv4pfgceMYP_yq5DuxyG2LDjm1zQjsdASbA-FFAWBzlP9m5adFRAp0bnJ-eGE3hyR7f97ZRt5S7Crj1unmsMYQdAgcoPrUf1OZc6MaH74ltQxmFIOjK4LDGZS-XeGYw/s1600/confusion.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxXSa9NkVVv4pfgceMYP_yq5DuxyG2LDjm1zQjsdASbA-FFAWBzlP9m5adFRAp0bnJ-eGE3hyR7f97ZRt5S7Crj1unmsMYQdAgcoPrUf1OZc6MaH74ltQxmFIOjK4LDGZS-XeGYw/s1600/confusion.jpg" /></a></div>
If you're involved in real estate investing or wholesaling (or you're considering getting involved) consider this message a warning sign.<br />
<br />
There are some serious changes headed our way that, if you don’t stay on top of them, have the potential to devastate your real estate investing business (or chances of starting one with any degree of success).<br />
<br />
My good friend and best-selling author of No B.S. Real Estate Investing, Preston Ely, just put out a video press release that will suck to watch but has the potential to make and save you a lot of money. I highly advise watching it now ...<br />
<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br />
<br />
For some people, the changes are already here. The deals are getting harder and harder to find. The money is getting tighter and tighter. The banks are getting less and less flexible. The competition is getting more and more intense. <br />
<br />
What is causing all this?<br />
<br />
It took us a while, but we finally figured out what is going on. Preston produced a video to fill you in, and he’ll also be hosting webinars tonight and tomorrow to both address and solve this problem for our industry.<br />
<br />
<br />
Most of the webinars are filled, but there’s a few with spots open. You can check availability here ...<br />
<br />
<span class="fullpost"><a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br /><br /><br />Here’s a few things he’ll be going over ...<br /><br /> * Who Is Moving Our Cheese - And How To Murder The Mover (Metaphorically Speaking)<br /><br /> * Why The Real Estate Market Is Mysteriously Improving ... Without Any Retail Buyers - And Why This Spells D-O-O-M To Mom-And-Pop Real Estate Wholesalers (a.k.a. "You")<br /><br /> * How 80,000 Houses Just Magically Disappeared Off The MLS (And Who Is Behind It)<br /><br /> * 90% Of The United States' Housing Inventory Is Being Purposefully Kept Off The Market. WHY?<br /><br /> * Why Blackstone Financial Is Buying One Billion Dollars Worth Of Single Family Homes In Tampa, FL - And When They're Coming To YOUR City<br /><br /> * Why Uncle Sam Secretly Hates You And How He Plans To Put You Out Of Business - By Buying Every Single House In America.<br /><br />And most importantly ...<br /><br /> * How I’ve Managed To Turn All This Into Good News For You<br /><br />Click <a href="http://remogul.power-income.com/">this link</a>, watch the video, and pick a date and time that has available spots left. You’ll get a free accompanying "survival guide" once you register.<br /><br />Things are changing, but we've got to keep moving forward. Quitting is not an option. There's opportunity in chaos. Always. Jump on a webinar with me today and I'll show you where its at.<br /><br /><br />There are 3 cataclysmic shifts that are about to make 97% of real estate investors IMPOTENT in the next 12 months. Jump on a webinar with me real quick and I’ll show you what they are, and what we’re doing about it.<br /><br /><a href="http://remogul.power-income.com/">http://remogul.power-income.com</a> </span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-35635695464847096712013-01-25T21:36:00.001-07:002013-01-25T21:36:27.576-07:00This changes EVERYTHING...<br />
I’m not sure how else to say this.<br />
<br />
Nothing will be the same after you find out what’s happening.<br />
<br />
Do yourself a favor and watch this video because it’s a serious wake up call...<br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://remogul.power-income.com/"><img border="0" height="199" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPrRikoUxlRUXplEU07MKiyT7DHKC00RigrW_thtiTtTInQcOC9B_YfUHt4fojNE2fb3nDDpKCeIWqvtd2HSQz1_F2bbxX0j1nguTIjlIixvrlRZFsfClLqK23KZMyScfDBJHXsg/s320/Video+Image.png" width="320" /></a></div>
<br />
<br />
<br />
<br />
Ignorance is NOT bliss right now.<br />
<br />
See, a stealth freight train has been quietly rushing towards our "Real Estate Investing" world.<br />
<br />
Ready or not, the impact IS coming.<br />
<br />
So you're about to experience a major 'mind shift'. <br />
<br />
I'm not saying it's for better or for worse, that depends on what you decide to do.<br />
<br />
But this WILL affect you.<br />
<br />
At least you'll know what to do. Most people will be blind sided. I don't want that to happen to you, so I'm letting you in on the secret.<br />
<br />
We're at a cross roads and one path leads to something much bigger, the other is a dead end.<br />
<br />
So I hope you take the time to watch this right now...<br />
<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a><br />
<br />
<br />
If you only could focus on ONE thing I've said to you this year, then this video would be it.<br />
<br />
Real estate investing as we know it is DEAD! Things are NOT going back to how they were.<br />
<br />
It's not possible.<br />
<br />
You'll understand why after you watch this video...<br />
<br />
<a href="http://remogul.power-income.com/">http://remogul.power-income.com</a>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-16993108469222596312013-01-24T19:21:00.002-07:002013-01-24T19:21:58.814-07:00Now is a Great Time to Invest in Real Estate!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmajnmqjZqUsWzX9j47j3zFSbBvkPWRnh3eevoSJtZgItf_dFGcEOwjdOWit7BUHDilKwIQJkSbpi_Nbw0WcIYpkMfFkU01eHvMv0uud14Cbu9H1i2Dq-KtT6VKICe5lrje5XYQA/s1600/Short-Sale-400x380.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmajnmqjZqUsWzX9j47j3zFSbBvkPWRnh3eevoSJtZgItf_dFGcEOwjdOWit7BUHDilKwIQJkSbpi_Nbw0WcIYpkMfFkU01eHvMv0uud14Cbu9H1i2Dq-KtT6VKICe5lrje5XYQA/s200/Short-Sale-400x380.jpg" width="200" /></a></div>
Low home prices and low interest rates make this a great time to become an investor. If you're thinking about investing in a rental property, experts say low home prices combined with low interest rates make this the best time in years to become a real-estate investor.<br /><br />What's more, the real-estate market is starting to recover: U.S. houses lost $489 billion in value during the first 11 months of 2009, but that was significantly lower than the $3.6 trillion lost during 2008, according to real-estate website Zillow.com.<br /><br />"We haven't seen home prices this low in so many years, coupled with the rates being so low," says Jill Sjolin, an agent with Windermere Real Estate in Woodinville, Wash., who specializes in investment properties. "When the money is cheap to borrow and the houses are cheap to buy, it's absolutely the best time to invest."<br /><br /><span style="font-size: x-small;">Read more at <a href="http://realestate.msn.com/article.aspx?cp-documentid=23972039">http://realestate.msn.com/article.aspx?cp-documentid=23972039</a></span><br /><br /><br />Today's real estate market is changing fast. To stay on top of the economy and current events check out this important information for investors at: <a href="http://remogul.power-income.com/">http://remogul.power-income.com</a>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-4978341103526703292013-01-24T19:02:00.002-07:002013-01-25T10:07:22.883-07:00Housing Market: Over 10 Million Properties In U.S. Have “Underwater Mortgages” With “Shadow Inventory ” Of Foreclosures At 1.5 Million Homes<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSC2Ucgpe2yyj_IU5ilmVqaP01prJ5CdHydAWN52MHcxCjVuPDaygYF-HRX2yR2JCfGon4SsaJe7AszHPJMlygsI0WP0OIJSAvgO8izfUdichFfJrk6LMJ_Mxpxtk9MaZmUyIAJw/s1600/Forclosure+chart.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="169" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSC2Ucgpe2yyj_IU5ilmVqaP01prJ5CdHydAWN52MHcxCjVuPDaygYF-HRX2yR2JCfGon4SsaJe7AszHPJMlygsI0WP0OIJSAvgO8izfUdichFfJrk6LMJ_Mxpxtk9MaZmUyIAJw/s320/Forclosure+chart.jpg" width="320" /></a></div>
As of the summer of 2012, according to Forbes, “…there are still more than 10 million properties with underwater mortgages, and a shadow inventory of 1.5 million, or four months supply. Negative equity will continue to take its toll on consumption, while the shadow inventory, worth about $246 billion according to CoreLogic, will constrict lending and probably affect banks’ earnings…”<br />
<br />
Out of those 10 million mortgages that are underwater, about 3 million remain “severely underwater,” which means the initial loan-to-value ratio (LTV) is 125% or more (in other words, the value of the mortgage is at least 25% higher than that of the property). While seriously delinquent mortgages (at least 60 days) have declined, the percentage of loans in foreclosure has remained stubbornly high, at about 10% of underwater mortgages.<br />
<br />
According to CoreLogic, the shadow inventory stood at 1.5 million in April, which translates to 4 months of supply. After having peaked at 2.1 million in 2010, the shadow inventory has declined, but still remains elevated; its total dollar volume is $246 billion.<br />
<br />
<span style="font-size: x-small;">Source: <a href="http://www.forbes.com/sites/afontevecchia/2012/06/26/10-million-underwater-mortgages-and-shadow-inventory-worth-246b-mean-housing-trouble/">http://www.forbes.com/sites/afontevecchia/2012/06/26/10-million-underwater-mortgages-and-shadow-inventory-worth-246b-mean-housing-trouble/</a></span><br />
<br />
<br />
Do you know how to make money as a real estate investor in today's uncertain market?<br />
For important information for every real estate investor-- go now to <a href="http://remogul.power-income.com/">http://REmogul.Power-Income.com</a> <br />
<span class="fullpost"><br /><br /> </span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-38923632810355763292012-04-03T12:35:00.001-07:002012-04-03T12:37:24.020-07:00Now is a Good Time to Buy Real Estate<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhyzq5QYAWMo8gxTR-LIBn8NcofjW0QT2jdt7qFQNtxYOJ575LwvIF-uGHZ9Y4xEWpIKQHzxuq8MDCEiIOO77vdEwOC4AacoAxFyDHHDQXenjbU1kf_O3L5tbwVUMB308swkUbGg/s1600/buyahouse.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="130" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhyzq5QYAWMo8gxTR-LIBn8NcofjW0QT2jdt7qFQNtxYOJ575LwvIF-uGHZ9Y4xEWpIKQHzxuq8MDCEiIOO77vdEwOC4AacoAxFyDHHDQXenjbU1kf_O3L5tbwVUMB308swkUbGg/s200/buyahouse.jpg" width="200" /></a></div>Even Donald Trump agrees that now is a great time to buy real estate. The prices and the interest rates are low. With the national debt being so high, the odds are that interest rates and prices will climb, making real estate an excellent investment.<br />
<br />
If you’re thinking about investing in a home or even become a real estate investor, experts say low home prices combined with low interest rates make this the best time in years to become a home owner or a real-estate investor.<br />
<br />
What’s more, it looks like the real-estate market is beginning to recover: even though U.S. houses lost $489 billion in value during the first 11 months of 2009, that was still significantly lower than the $3.6 trillion lost during 2008, according to real-estate website Zillow.com.<br />
<br />
“We haven’t seen home prices this low in so many years, coupled with the rates being so low,” says Jill Sjolin, an agent with Windermere Real Estate in Woodinville, Wash., who specializes in investment properties. “When the money is cheap to borrow and the houses are cheap to buy, it’s absolutely the best time to invest.”<br />
<br />
Even if you have bad credit, there are still ways you can buy real estate. For FREE information go to <a href="http://icanbuynow.blogspot.com/">http://icanbuynow.blogspot.com</a>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-73331997893643410172010-12-19T14:55:00.003-07:002011-10-11T14:45:56.011-07:00Are You Ready for the Future? This is your last chance to see Mike's Video!Have you seen the 90-minute video about the economy and investing by Mike Dillard that was just released?<br />
<br />
Well I’ll just say this… Whatever you might have planned tonight… Drop it. Forget the Holiday shopping, get a movie for the kids, and turn off the phone.<br />
<br />
If you want to know what’s about to happen in the economy, and how to get VERY RICH because of it… Grab a pen, some paper, and check out Mike's free video right now, if you haven’t already…<br />
<br />
<a href="http://teg.power-income.com/">http://teg.power-income.com</a><br />
<br />
Apparently the word has gotten out, and after what I’ve just seen… I’m not surprised.<br />
In fact, there were so many incredible nuggets of information on this video, that I’ll be watching it again soon…<br />
<br />
If you're tired of getting messed over by the government and and Wallstreet who keep handing themselves big fat bonuses at your expense... This is your chance to beat them at their own game...<br />
<br />
Check it out now at h<a href="ttp://teg.power-income.com">ttp://teg.power-income.com</a><br />
<br />
Please hurry... Mike will be taking down his ground-breaking "Tell-All" Video Presentation about prospering in today's economic crisis AND closing the Elevation Group Membership this evening! <br />
<br />
<a href="http://teg.power-income.com/">http://teg.power-income.com</a>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-28148573281473134322010-12-18T15:00:00.001-07:002010-12-16T19:49:33.293-07:00All I can say is WOW… this is one of the coolest “projects” I’ve ever seen!It’s pretty obvious that the big-shot bankers on Wall Street have been getting richer and richer during this economic crisis, while your friends and family members haven’t.<br />
<br />
Well if you’re interested in cracking open the “black-box investing strategies” of the rich, so you can see how they’re doing it, you’ve gotta check out this video Mike Dillard just posted…<br />
<br />
Despite the fact that he’s not an investor, trader, or financial guru of any kind, he’s made a 280% return since 2008, while the rest of the world has lost 30-40% of their portfolio.<br />
<br />
How?<br />
<br />
Get this… He found a “map” back in 2007 that’s allowed him to basically predict the future.
<br />
Like I said… VERY COOL…<br />
<br />
Check out this video he just posted and you’ll see how he’s doing it…<br />
<br />
But, please watch it ASAP! This is your last chance. It will be pulled down on Sunday.<br />
<br />
<a href="http://teg.power-income.com/">http://teg.power-income.com</a>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-82997814710481181832010-12-17T15:15:00.006-07:002010-12-17T15:15:00.904-07:00Are You Ready for the Future?Holy cow… You know that 90-minute video about the economy and investing by Mike Dillard that was just released?<br />
<br />
Well I’ll just say this… Whatever you might have planned tonight… Drop it. Forget the Holiday shopping, get a movie for the kids, and turn off the phone.<br />
<br />
If you want to know what’s about to happen in the economy, and how to get VERY RICH because of it… Grab a pen, some paper, and check out Mike's free video right now, if you haven’t already…<br />
<br />
<a href="http://teg.power-income.com/">http://teg.power-income.com</a><br />
<br />
Apparently the word has gotten out, and after what I’ve just seen… I’m not surprised.<br />
In fact, there were so many incredible nuggets of information on this video, that I’ll be watching it again soon…<br />
<br />
If you're tired of getting messed over by the government and and Wallstreet who keep handing themselves big fat bonuses at your expense... This is your chance to beat them at their own game...<br />
<br />
Check it out now at <a href="http://teg.power-income.com/">http://teg.power-income.com</a><br />
<br />
Please don't wait... Mike will be taking down his ground-breaking "Tell-All" Video Presentation about prospering in today's economic crisis AND closing the Elevation Group Membership this Sunday evening! <br />
<br />
<a href="http://teg.power-income.com/">http://teg.power-income.com</a>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-52158058268910573832009-10-20T12:07:00.004-07:002009-10-20T12:12:50.883-07:00Are Bad Credit Loans a Scam?<div id="body"><p>Bad credit loans, that are easy to qualify for, but come attached with high fees, financing costs and terms can sometimes be too expensive an option to consider, but are they a scam? The following article will attempt to detail the times that bad credit loans can be considered necessary and how they are best used to your advantage.</p><p>Sure there are some ethically borderline lenders out there, looking to capitalize on the un-informed consumer, that will always be the case unfortunately. The truth about bad credit loans, though, is they are a legitimate lending instrument that help millions of people each year achieve financing for success stories ranging from new homes, cars to commute to work, medical payments for needed procedures, and emergency monies to help in times of crisis. There is no denying that a bad credit loan comes with higher financing costs and fees than could otherwise be found with good credit and additional collateral to secure the loan, but if used correctly and in the right situation the benefits far outweigh the costs.</p><p>The fact that we are considering funding a bad credit loan over a more traditional lending instrument implies that we find ourselves in a higher risk bad credit situation when we need additional monies for some endeavor. This negative credit score acts as a measure of our financial reputation, and personal finance bill of health, and the prognosis isn't good. The reality is a score of this nature says you are of a higher risk category to lend money to, and that scares away more conservative lenders making it harder for you to attain the approval for your desired loan.</p><span class="fullpost"> <p>This is where bad credit lenders step in to provide money to people of a higher risk category, and they are rewarded for their higher risk loan with a higher return through increased interest rates, additional financing costs and fees. Is it a scam to service an unprovided for demand of countless people that find themselves unable to acquire traditional funding, I think not. The key as a borrower to getting the most from your bad credit loan is to be fully informed of the terms and type of loan you are acquiring before you accept.</p><p>The truth is, these loans are the second chance after previous financial mistakes that many people desperately need. If used correctly, by not financing beyond your means of paying back your borrowed money, and maintaining an on time payment history, they can help rebuild your reputation as a borrower, increasing your credit score and helping you qualify for better financing in your future endeavors.</p><p>In summary, bad credit loans should be used as a stepping stone in your quest to rebuild your financial reputation. These loans are an excellent tool to help you rebuild and get you past difficult financial times when other lenders would shy away from your business and when you have rebuilt your credit score and find yourself able to qualify for much better loans, you can always look back at those days, thank these lenders, and say never again.</p><p><span style="font-size:85%;"><br /></span></p></span></div><div id="sig" class="sig"><p><span style="font-size:85%;">By Ariel Pryor. Ariel Pryor is a credit expert who counsels and helps people with <a id="link_93" target="_new" href="http://www.reallybadcreditoffers.com/">Really Bad Credit</a> to get the loans and credit cards and begin rebuilding their credit. If you found this article helpful, let me help you save money and time finding your next <a id="link_94" target="_new" href="http://www.reallybadcreditoffers.com/">Loans for Bad Credit</a>.</span></p><div><p><span style="font-size:85%;">Article Source: <a id="link_95" href="http://ezinearticles.com/?expert=Ariel_Pryor">http://EzineArticles.com/?expert=Ariel_Pryor</a></span></p><span style="text-decoration: underline;"><br /></span><span style="font-style: italic;">For FREE information on how to buy home when you can't get real estate loan go to </span><a style="font-style: italic;" href="http://i-can-buy.com/">http://I-Can-Buy.com</a><span style="font-style: italic;"> now!</span></div></div>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-22526689337739310462009-10-16T17:35:00.003-07:002009-10-16T17:49:29.429-07:00Six Tips to Help You Recognize a Bad Credit Loan Scam<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://powerideaz.com/wp-content/uploads/2009/01/online-fraud.jpg"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 217px; height: 192px;" src="http://powerideaz.com/wp-content/uploads/2009/01/online-fraud.jpg" alt="" border="0" /></a>The suffering and desperation caused by the ongoing credit crisis and job losses, have spawned a whole new growth industry.<div id="body"><p>Bad Credit Loan Scams</p><p>It's a particularly horrible phenomenon, because the people that operate these scams are preying on those that most need help, and they don't care if they put the last nail, in a family's financial coffin.</p><p>People that are drowning under suffocating debt, and have poor credit are being bombarded with ads like these, and many similar ones.</p><p>Looking For A Loan Or Credit Card But Don't Think You'll Qualify?</p><p>Turned Down By A Bank Because Of Your Poor Credit History?</p><p>Get An Instant Loan. Guaranteed. No Credit Check And Low Interest!</p><p>A person that's desperate for a loan is easily tempted by advertisements and websites like these, because they offer a simple and quick respite from misery.</p><p>It's said however, that forewarned is forearmed;</p><p>So let's Look At The Tip-Offs To Rip-Offs.</p><p>Just one of the following should cause you to raise your antennae, and more than one of them should send you looking for another lender.</p><p>1) If you're offered a loan on the the phone.</p><p>Companies that do business by phone in the U.S. are forbidden by law to promise you a loan, and to ask you to pay for it before they deliver.</p><p>2) The Federal Trade Commission (FTC), which is a federal agency that investigates and eliminates unfair and deceptive trade practices says;</p><p>"If you're asked to pay a fee for the promise of a loan or credit card, then you can almost count on the fact that you're dealing with a scam artist".</p><p>3) A lender who isn't interested in your credit history.</p><p>A lender who says that he doesn't care about your credit record should certainly give you cause for concern. Why doesn't he care?</p><p>Any advertisement that says things such as, "Bad credit? No problem" or "We don't care about your past. You deserve a loan" or "Get money fast" or even "No hassle - Guaranteed", frequently suggests a scam.</p><p>4) A lender who uses a copy-cat names, and similar websites.</p><p>Crooks will often give their companies names that sound similar to well-known and well respected organizations, and they also create websites that look like the originals.</p><p>Call directory assistance, or locate the lender's number in the phone book, and then call the number to verify that they are really who they claim to be.</p><p>Be sure to get a physical address. A lender that only provides a P.O. Box is one that you should immediately check out with the relevant authorities.</p><p>5) A lender who is not registered in your state.</p><p>Lenders and loan brokers are required by law to register in the states where they do business. In order to verify their registration, call your state Attorney General's office, or your state's Department of Banking or Financial Regulation.</p><p>6) A lender who asks you to wire money or to pay an individual.</p><p>Never make a payment directly to an individual for a credit card or loan, because no legitimate lender would ever request such a thing.</p><p>Hopefully the above information will help prevent you from getting ripped off, but please help others too.</p><p>If you encounter a company that's doing any of the above, then please tip off the relevant authorities.</p><p>Where To Complain</p><p>The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261.</p><p>Finally - A Little Bit Of Advice That's Not A Tip</p><p>If you have debt problems, then the very first thing that you should do is to contact your creditors, and attempt to resolve the problems, and the sooner the better.</p><p>If you're unable to resolve the difficulties yourself, or you need some help doing it, then contact a credit counseling service.</p><p>There are nonprofit organizations in every state that counsel and educate people and families about debt problems, budgeting, and using credit wisely.</p><p>The cost of their services is either free or minimal, and we're talking about $25.00 - and credit unions, universities, military bases, and housing authorities frequently offer low cost advice as well.</p><p>To learn more about dealing with debt, including how to select a credit counseling service, visit <a id="link_93" target="_new" rel="nofollow" href="http://www.ftc.gov/credit">http://www.ftc.gov/credit</a>.</p></div><div id="sig" class="sig"><p>The author of this article was a film producer, and award winning film sound editor for many years. He has an interest and natural flare for economics, so if you need a loan but are worried about your credit score, then go check out <a id="link_94" target="_new" href="http://need-credit-now.org/">Need Credit Now</a> because if offers a long list of lenders that provide, Auto Loans, Personal Loans and Mortgage Loans, plus Guaranteed Credit Cards to those with bad credit.</p><p>By Michael Redbourn. Article Source: <a id="link_95" href="http://ezinearticles.com/?expert=Michael_Redbourn">http://EzineArticles.com/?expert=Michael_Redbourn</a></p></div>For FREE information on how to buy home when you can't get real estate loan go to <a href="http://i-can-buy.com/">http://I-Can-Buy.com</a> now!Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-49280173238115659392009-04-22T13:02:00.005-07:002009-04-22T13:23:48.470-07:00One Last Chance for D.C.'s $495 Course for FREE!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.dcvirtualshortsales2.com?rid=163129"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 251px; height: 190px;" src="http://www.taxloopholes.com/connect/files/images/Foreclosure.jpg" alt="" border="0" /></a><span style=";font-family:Verdana;font-size:85%;" >Virtual Short Sale Investing is back for 36 hours only-- One Last Chance for D.C.'s $495 Course for </span><span style=";font-family:Verdana;font-size:85%;" >FREE</span><span style=";font-family:Verdana;font-size:85%;" >!</span> <div><span style=";font-family:Verdana;font-size:85%;" ><br />Since D.C. shut the doors Sunday night, many people have asked how they can get his new $495 Virtual Short Sale Investing Blueprint and DVD Course for FREE.<br /><br />D.C. decided to give you one last chance if you didn't get your hands on it before because he knows what an impact it will make on your life.<br /><br />He knows this because of the impact it has made for him.<br /><br /><br />Today at 12 noon EST, D.C. is re-opening the doors for you to get a copy...<br />but you only have 36 hours, until tomorrow night at midnight when he shuts the doors for good.<br /><br /><br /></span><div style="text-align: center;"><span style=";font-family:Verdana;font-size:85%;" ><a href="http://bit.ly/Pp7Ep">To get your copy -- AT NO CHARGE -- Click here now...</a></span><br /></div><span style=";font-family:Verdana;font-size:85%;" ><br /></span><span style=";font-family:Verdana;font-size:85%;" ><a href="http://www.dcvirtualshortsales2.com/?rid=163129" target="_blank"></a></span><span style=";font-family:Verdana;font-size:85%;" ><a href="http://www.dcvirtualshortsales2.com/?rid=163129" target="_blank"></a><br /><br />This is your opportunity to take advantage of the FLOOD of pre-foreclosures all across the country<br />while all the deals are done for you and you make all the money.<br /><br />You’ll discover...<br /><br /></span><ul><li><span style=";font-family:Verdana;font-size:85%;" >How to instantly have a team of People in place that do all of your deals for you while you never have to leave the comfort of your own home.</span></li><li><span style=";font-family:Verdana;font-size:85%;" >How to acquire beautiful luxury homes in pre-foreclosure with no money down, no credit needed, no monthly payments and no marketing costs.</span></li><li><span style=";font-family:Verdana;font-size:85%;" >The safest way to buy houses using none of your own money or credit.</span></li><li><span style=";font-family:Verdana;font-size:85%;" >Why virtual short sale investing is the easiest, most profitable NO RISK strategy in today’s market.</span></li><li><span style=";font-family:Verdana;font-size:85%;" >You don’t need any experience because you are leveraging the experience of everyone in your network.</span></li><li><span style=";font-family:Verdana;font-size:85%;" > And so much more...</span></li></ul><span style=";font-family:Verdana;font-size:85%;" ><br /><br />These are the very same strategies that D.C. and his students use to make an average of $143k per deal. Now they’re yours at no cost. (Just pay a small shipping and handling fee to get it sent directly to your door.)<br /><br />If you are still doing short sales the old way, you are wasting your time. D.C.'s Virtual Short Sale investing has completely changed the way short sales are done!<br /><br />All the work is done for you so you can have more time off to do what you want, whenever you want.<br /><br /><br />Claim yours now... <a href="http://www.dcvirtualshortsales2.com/?rid=163129" target="_blank">http://bit.ly/Pp7Ep</a><br /><br /><br />There's only 36 hours left to get D.C.'s new $495 Virtual Short Sale Investing Blueprint and DVD Course for FREE! Don’t miss out.<br /><br /><a href="http://www.dcvirtualshortsales2.com/?rid=163129" target="_blank">http://bit.ly/Pp7Ep</a></span></div> <span class="fullpost"> </span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-91097133127080511112009-04-19T06:16:00.002-07:002009-04-18T11:22:57.899-07:00FREE WEBINAR TONIGHT-- The Secret to Making an Extra $25K on Your Next Short Sale Deal<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.dcvirtualshortsales1.com?rid=163129"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 99px; height: 123px;" src="http://tbn0.google.com/images?q=tbn:pWNk01BgHZ2NTM:http://homesfortmill.com/wp-content/uploads/2008/12/shortsale-foreclosure-home-sale-sign.gif" alt="" border="0" /></a>You heard it right!<br /><br />On tonight’s webinar, DC is paying you $25,000 to use his system to become a Virtual Short Sale Investing Millionaire.<br /><br />This is unheard of and nobody else has the Guts to do it except for DC.<br /><br />Not only is he going to partner with you, DC is also going to pay you $25,000!<br /><span style="display: block;" id="formatbar_Buttons"><span class="on" style="display: block;" id="formatbar_CreateLink" title="Link" onmouseover="ButtonHoverOn(this);" onmouseout="ButtonHoverOff(this);" onmouseup="" onmousedown="CheckFormatting(event);FormatbarButton('richeditorframe', this, 8);ButtonMouseDown(this);"><img src="http://www.blogger.com/img/blank.gif" alt="Link" class="gl_link" border="0" /></span></span><br />To get all the details, attend one of his training webinars tonight.<br /><br /><br /><a href="http://www.dcvirtualshortsales1.com/?rid=163129">Click Here to Register</a><br /><br /><br />3 things you must know about this breakthrough NEW short sale technique:<br /><br />1. 100% of the Deals are done for you.<br /><br />2. You spend absolutely ZERO dollars on advertising which is one of the reasons why investors fail in the short sale business.<br /><br />3. You can do this business from the comfort of your own home without absolutely Zero cash, bad or non-existent credit and no previous experience<br /><br /><br />On the webinar, you’ll discover the other 4 reasons why investors fail with short sales in today’s market so you can avoid making any mistakes and make more money faster.<br /><br /><br /><a href="http://www.dcvirtualshortsales1.com/?rid=163129">Go Here to Register Now!</a><br /><br /><br />This is the Last night for the webinars. After tonight, DC is done and the doors<br />will be closed for your opportunity for DC to partner, negotiate and fund 100% of your deals.<br /><br />Take your financial future in your hands and join him tonight on the webinar.<br /><br />There will Not be a replay of this webinar and tonight is the last night DC is doing them so don’t miss out.<br /><br /><a href="http://www.dcvirtualshortsales1.com/?rid=163129">Click Here to Register</a><br /><br /><br /><span class="fullpost"> </span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-16294270304857572402009-04-18T10:45:00.002-07:002009-04-18T10:49:46.376-07:00I just heard from D.C…you need to see this!I just heard from D.C. that he’s very close to running out of his Virtual Short Sale Investing DVD/Blueprint courses.<br /><br />I knew they’d go quick. They’re FREE.<br /><br />He said he has less than 100 courses left that he’s giving away for the small shipping fee. This course is worth $500 and he’s giving it away for NOTHING!<br /><br />I already got my copy and it’s awesome. It has a Complete step by step flow chart of how to do a Virtual Short Sale Deal in Today’s market. The best part is 100% of the work is done for you and you can do deals in any part of the country without leaving your home.<br /><br />You don’t need any cash, credit, or previousexperience to get started right now. This is the biggest opportunity that we’ve ever had in the short sale business and now with Virtual Short Sales, it has never been easier to get started.<br /><br /><a href="http://www.dcvirtualshortsales2.com?rid=163129">Go get it Here!</a><br /><br /><br />When D.C. runs out of his VSSI courses, he’s going to shut down the giveaway so go get your copy now before they’re all gone!<br /><br /><br /><a href="http://www.dcvirtualshortsales2.com/?rid=163129">Get it Here Now!</a><br /><br /><span class="fullpost"><br /></span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-144129425147691422009-04-14T15:01:00.004-07:002009-04-14T18:11:08.450-07:00Take Advantage of this Economy!! FREE Preforeclosure Training Program!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://virtualshortsalefreedom.com/x.php?4_A163129"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 207px; height: 196px;" src="http://z.about.com/d/homebuying/1/5/E/E/-/-/Short-Sale-400x380.jpg" alt="" border="0" /></a>It is projected that right now may be the best real estate market for foreclosure investing that real estate investors may see in their lifetimes.<br /><br />Short sales are abundant, there are unprecedented numbers of motivated sellers, and experts will tell you that most real estate wealth is created in a buyer’s market, just like at the present time.<br /><br />The time is right to really learn the business of real estate and the business can be made even easier when it can become virtual.<br /><br />D.C. Fawcett has helped make that happen for real estate investors with the Virtual Short Sale Investing System.<br /><br />Here’s your chance to get your hands on the Virtual Short Sale Investing System (A $495.00 value) including exclusive membership to the Virtual Short Sale Investing VIP Coaching Club.<br /><br />And the best part is…It’s FREE…<br /><span style="text-decoration: underline;"></span><br />(Just pay shipping and handling for the Virtual Short Sale Investing System.)<br /><br /><a href="http://virtualshortsalefreedom.com/x.php?4_A163129">Get it Here Free!</a><br /><br />When you get the system, you’ll discover:<br /><br />100% of the Deals Are Done For You!<br /><br />All of your short sales are acquired on autopilot without ever spending a dime on advertising!<br /><br />This is the biggest opportunity to leverage the current foreclosure market that exists...period!<br /><br />You can do deals in every part of the country without leaving the comfort of your own home.<br /><br />You don’t need any cash, credit or previous experience to get started immediately.<br /><br />The old way of doing short sales in DEAD!<br /><br />We only have 1000 copies…so you must act quickly…<br /><br /><a href="http://virtualshortsalefreedom.com/x.php?4_A163129">Click here now for more information!</a><br /><br /><span class="fullpost"> </span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-17133924862387073672009-04-14T14:41:00.007-07:002009-04-14T15:06:30.680-07:00Hurry and Get Your FREE Real Estate Investing Course!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://virtualshortsalefreedom.com/x.php?4_A163129"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 173px; height: 118px;" src="http://tomblefko.files.wordpress.com/2009/03/short-sale1.jpg" alt="" border="0" /></a>Today at 12 noon EST my friend, D.C. Fawcett is releasing his new $495 Virtual Short Sale investing Blueprint and DVD Course.<br /><br /><a href="http://virtualshortsalefreedom.com/x.php?4_A163129">To get your copy FREE -- CLICK Here...</a><br /><br />This is your opportunity to take advantage of the FLOOD of pre-foreclosures all across the country while all the deals are done for you and you make all the money.<br /><br />You’ll discover...<br /><br /><ul><li>How to instantly have team of People in place that do all of your deals for you while you never have to leave the comfort of your own home.</li></ul><ul><li>How to acquire beautiful luxury homes in pre-foreclosure with no money down, no credit needed, no monthly payments and no marketing costs.</li></ul><ul><li>The safest way to buy houses using none of your own money or credit.</li></ul><ul><li>Why virtual short sale investing is the easiest, most profitable NO RISK strategy in today’s market.</li></ul><ul><li>You don’t need any experience because you are leveraging the experience of everyone in your network.</li></ul><ul><li>And so much more...</li></ul><br />These are the very same strategies that D.C. and his students have used to make an average of $143k per deal. Now they’re yours at no cost. (Just pay a small shipping and handling fee to get it sent directly to your door.)<br /><br />If you are still doing short sales the old way, you are wasting your time. D.C.’s Virtual Short Sale investing has completely changed the way short sales are done!<br /><br />All the work is done for you so you can have more time off to do what you want, whenever you want.<br /><br />Warning: D.C. only has 1000 copies of his Blueprint and DVD Course. Grab yours before their all gone!<br /><br /><br /><a href="http://virtualshortsalefreedom.com/x.php?4_A163129">CLICK Here to claim yours now...</a><br /><br /><br />This is your chance to take advantage of a once in a lifetime window of opportunity. Don’t miss out.<br /><br /><br /><span class="fullpost"> </span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-43621003851639313362009-04-04T14:09:00.007-07:002009-04-04T14:19:10.411-07:00Plenty of Ways to Make Real Estate Cash!If you are looking for a quick way to make some cash, then you might want to look into real estate and making some real estate cash. Because of the way the market it is at the moment, there is a real large possibility that you, like others, can make a lot of real estate cash!<br /><br />For those of you who watch the news, or read the newspaper, you probably are aware of the fact that many people are losing their homes to the bank. This can be a very good thing for people who need to make some money and are turning to real estate! Foreclosures these days can be bought for such a low price and you can turn them around for a large profit and make some serious real estate cash!<span class="fullpost"><br /><br />The main thing that you need to keep in mind when it comes to real estate and making money is you need to make sure that you have enough in your budget to cover repairs as well as taxes. In order to sell the house and turn it around for real estate cash, you need have the house in tiptop condition!<br /><br />Once you get started making real estate cash, you can keep on building and buying more and selling more and you can really start to turn this into some sort of small business and use the real estate cash that you make as your actual income. This way you could turn into your own boss, and make the money that you want to make!<br /><br />If you seriously want to look into making real estate cash and turning old foreclosed homes into some profit then you are going to need as much information as you can get! The more information that you have the better off you are going to be and the more real estate cash you are essentially going to make. After you get all of your information you might want to start building a rock solid plan so that you have an idea of what direction you want to go in. Remember you have control of how much real estate cash that you want to make, so the smarter that you are at it, the better off you are going to be.<br /><br />So, you have the basics that you need in order to make some real estate cash. You need to have a lot of information and you need to have some sort of plan to get you off of your feet. From there, you are just going to need some funding and then you can begin investing and you can begin to make some real estate cash. It may sound like a hard thing to get into, but the fact of the matter here is, people are losing homes and some people are buying homes. So turn that foreclosed home into a real estate cash cow, and start looking at homes that can make you money!<br /><br /><br /><br />About the Author: Discover more about Otto's techniques and claim your FREE video webinar right now by visiting: <a href="http://www.realestatebusinesswealth.com/" title="http://www.RealEstateBusinessWealth.com" target="_blank">http://www.RealEstateBusinessWealth.com</a> You'll uncover Otto Ruebsamen simple yet extremely powerful techniques to enjoying passive income even in a tough real estate market.<br /><br />Source: <a href="http://www.isnare.com/?aid=361852&ca=Real+Estate">http://www.isnare.com/?aid=361852&ca=Real+Estate</a><br /><br />It's not easy to qualify for bank loans right now if you have bad credit, but there are still ways you can buy your own home. Check out my website at <a href="http://i-can-buy.com/">http://I-can-buy.com</a> now to find out more.<br /><br /></span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-5560514598873831592009-01-09T16:49:00.002-07:002009-01-09T16:54:45.584-07:00Start the New Year With a New Home!<span style="font-weight: bold;">Mortgage Rates are Falling Again!</span><br /><br />This is a great time to buy a new home. It's a buyers market and interest rates are dropping.<br /><br />According to CNNMoney.com, "The New Year has been good to mortgage interest rates so far. Rates are hovering at 5.00% these days. This is just the beginning because the Fed just started buying mortgage papers from Fannie, Freddie. Today the Feds bought $10.2 billion worth and they have a target of buying up to $500 billion by the middle of 2009."<br /><br />It's not easy to qualify for bank loans right now if you have bad credit, but there are still ways you can buy your own home. Check out my website at <a href="http://I-can-buy.com">http://I-can-buy.com</a> now to find out more.Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-50622486380711601332008-11-24T15:28:00.005-07:002008-11-24T15:44:31.712-07:00It's a Good Time to Buy a Country Home<span style="font-style: italic;">Here is a good article by Broderick Perkins, Real Estate Examiner:</span><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://pics4.city-data.com/cpicv/vfiles19570.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 218px; height: 163px;" src="http://pics4.city-data.com/cpicv/vfiles19570.jpg" alt="" border="0" /></a>Attention frustrated home shoppers, there's a Blue Light Special on rural homes.<br /><br />Hold on now. Don't get your knickers in a knot about turnip farming or slopping pigs.<br /><br />This isn't about free-range chickens or husking corn.<br /><br />Down-to-earth lending practices and isolation from big-city real estate cycles puts rural housing on the top shelf with bottom-shelf prices.<br /><br />Sure, the commute to work could be a real trip, but what about that dream to work at home, say, where the buffalo roam?<br /><br />That's what I'm talkin' about.<br /><br />If you've been unable to buy a metropolitan area home, take a good look at rural America, far from the din of city life, but a lot closer to the money to finance it.<br /><br />Homebuyers who purchased homes underwritten by the USDA Rural Development Housing and Community Facilities Programs are doing far better these days than the rest of the uppity nation when it comes to keeping a roof over head.<br /><br />And that market condition is freeing up more home loan money for houses in bucolic settings.<span class="fullpost"><br /><br /><br />Country somethings<br /><br />Country somethings<br /><br />The USDA program this year posted the lowest foreclosure rates in the past 40 years, an average of 3.53 percent, down from 3.93 percent five years ago, according to an Agri Pulse interview with Russ Davis, administrator of the USDA housing program.<br /><br />Meanwhile, with millions of homeowners struggling with mortgages larger than the value of their homes, national foreclosure rates have skyrocketed, at times, nearly double what they were a year ago. Even with foreclosure rates leveling off, the year-over-year rate of increase nationwide remained up 25 percent in October, according to RealtyTrac.<br /><br />A difference between the two markets is also reflected in the rate of homeownership. While the rate is about 67 percent in metropolitan areas, non metro areas enjoy homeownership rates averaging around 75 percent, higher in the South and Midwest, according to the Hoover Institution.<br /><br />Rural homeownership is surviving because of sound lending practices and isolation -- both geographical and financial -- from the boom-bust city-slicker markets.<br /><br />USDA makes loans directly from its service centers, working with 2,000 local banks and mortgage lenders to guarantee the value of the loan in case of default, enabling those institutions to sell the mortgages and not hold as much capital against each one.<br /><br />To help prevent default, the loans mandate credit and homeownership counseling and, as a result, the end rate of foreclosures is actually smaller than reported. USDA loans come with built-in, pre-existing counseling and financial relief (you know, like that stuff that's had to be legislated for those urban cowboys) for homeowners facing financial difficulties, effectively removing many country homeowners from the foreclosure rolls.<br /><br />Well, I'll be!<br /><br />Underwriting also recognizes unique rural America characteristics -- seasonal work, shift work, changing income and migration patterns -- thanks to long-term market evaluation efforts. The out-migration that has occurred since WWII may be in for a change, given today's yen for a simpler life and a piece of owner-occupied housing pie. The trend hasn't gone unnoticed by USDA underwriters.<br /><br />That saner, detailed approach to underwriting -- rather than the assembly line loans-for-all policy that failed the national housing market -- sheltered the rural housing market from "bubble" conditions that caused skyrocketing home values and the eventual crash.<br /><br />The result has been more mortgage money to lend, not less. The federal ag agency's loan volume tripled in the last year, increasing from about 35,000 to 100,000 in guarantees, according to Agri Pulse's report.<br /><br />Credit unions pulled off a similar coup with sound underwriting policies.<br /><br />USDA's guaranteed housing loans are limited, but you don't have hoe rows or milk cows.<br /><br />The loans are for:<br /><br />• People living in rural areas where the population is less than 20,000.<br /><br />• People with incomes under 115 percent of household median income for the area. In most areas, the upper income limit for borrowers will be $60,000 to $70,000 per year.<br /><br />• People buying homes, not refinancing or taking out equity loans.<br /><br />USDA Programs include no-money down loans (Imagine that!), home impro</span><span style="display: block;" id="formatbar_Buttons"><span class="down" style="display: block;" id="formatbar_CreateLink" title="Link" onmouseover="ButtonHoverOn(this);" onmouseout="ButtonHoverOff(this);" onmouseup="" onmousedown="CheckFormatting(event);FormatbarButton('richeditorframe', this, 8);ButtonMouseDown(this);"><img src="http://www.blogger.com/img/blank.gif" alt="Link" class="gl_link" border="0" /></span></span><span class="fullpost">vement and rehabilitation loans and grants, construction loans, loans for minorities and true to the work-ethic of rural life, sweat-equity loans that require buyers to help build their own homes.<br /><br />Get in before the word gets out:<br />• <a href="http://www.rurdev.usda.gov/rhs/common/indiv_intro.htm" target="_blank">USDA Rural Development Housing & Community Facilities Program</a><br />• <a href="http://www.resales.usda.gov/" target="_blank">USDA Real Estate For Sale</a><br />• <a href="http://www.rurdev.usda.gov/" target="_blank">More on USDA Rural Development information</a><br /><br /><br /><a href="http://www.examiner.com/x-1303-Real-Estate-Examiner%7Ey2008m11d22-Its-a-good-time-to-buy-a-country-home" target="_blank">Article Source: http://www.examiner.com</a><br /><br /><br /><span style="color: rgb(153, 0, 0);">For information on how to buy a home when you have bad credit go now to </span><a style="color: rgb(153, 0, 0);" href="http://i-can-buy.com/">http://I-can-buy.com</a><br /><br /><br /></span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-25916293999726150942008-09-22T16:06:00.002-07:002008-09-22T16:09:34.856-07:00New I-Can-buy.com Newsletter<span style="font-family:Verdana;font-size:85%;"><span style="color:#000000;">We are putting together a new newsletter with the latest information on bad credit mortgage loan lenders and home buying techniques for people with challenged credit, as well as other important credit resources and links available just for our subscribers. Go to <a href="http://i-can-buy.com/bad_credit_mortgage_loans.html">http://i-can-buy.com/bad_credit_mortgage_loans.html</a> now to find out more and/or sign up now.<br /></span></span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-1195316099632251312008-07-28T15:44:00.005-07:002008-10-18T17:12:32.124-07:00Home Financing in a Foreclosure-Heavy Market<span style="color: rgb(0, 0, 0);font-family:Verdana;font-size:100%;" ><span style="font-family: times new roman;">In today's housing market, foreclosures are at a high that hasn't been seen since 1979. Seven percent, or roughly one of every 11 homes, is currently in foreclosure. According to the Mortgage Bankers' Association, 6.35 percent of homes are in delinquency but not yet in foreclosure.</span><br /><br /><span style="font-family: times new roman;">The housing crisis is happening everywhere -- from Indiana to Texas and Maine to California. Though we most often hear about record foreclosures in California and Florida, a brief internet search will show you it truly is not limited to any particular region or state.</span><br /><br /><span style="font-family: times new roman;">The housing market woes do not just affect potential home buyers. The mortgage brokers themselves are feeling the crunch. In Massachusetts, approximately 80 percent of the brokers who were in business at its peak (about two years ago) have now left or will leave the housing market by the end of June 2008. Those that are left have had to severely cut back and make changes in order to survive (letting go other personnel, working more hours, selling fewer homes).</span><span class="fullpost"><br /><br /><span style="font-family: times new roman;">Qualified buyers are typically seen as those who have credit scores of above 680 (FICO scores range from 350-800), with good, steady jobs and incomes. Today, many banks, feeling the burden of too many loans gone bad, do not want to give loans to anyone with a credit score below 720.</span><br /><br /><span style="font-family: times new roman;">Also gone are the days of easy-to-get adjustable rate mortgages. Banks have learned that market will not always be in an upswing and not everyone can afford a home mortgage.</span><br /><br /><span style="font-family: times new roman;">If you do end up in foreclosure, it will most likely be at least five years before you'll be considered for bank financing again. In addition, you'll need to have a credit score of at least 680 and at least a 10% deposit.</span><br /><br /><span style="font-family: times new roman;">But what if you have a good deposit now and you need a home now, not five years down the line or whenever the housing market picks back up? Do you have any options? In short, yes.</span><br /><br /><span style="font-family: times new roman;">There are actually lots of people who are willing to do owner financing. If you see a For Sale By Owner sign, it's a good idea to check it out and see what kind of a deal they would be willing to make you.</span><br /><br /><span style="font-family: times new roman;">Creative home financing options can help you and your family get into a house sooner, and help the owner get out of their home sooner. After all, with banks so hesitant to give loans, FSBO homes aren't going to have a very good chance of selling, either. Creative financing can help owners and buyers find mutual satisfaction.</span><span style="font-family: times new roman;" class="fullpost"><br /><br />In addition to looking for FSBO homes, there are other things potential home buyers can do to increase their chances of getting a home. To start, save up and get as much cash together as you can for a down payment.<br /><br />When home owners are faced with letting their homes sit on the market for years (because no bank will give a buyer a loan) or taking a nice chunk of money up front and then a steady income from monthly payments for a number of years, they're going to be tempted.<br /><br />Having that nice down payment also can help the current home owners get into their next house—a point that should be made to them in case they haven't thought of it. There are also experts available who know the ins and outs and strategies of creative home financing.<br /><br />Another version of creative home financing is a land contract. This is along the lines of what we've already talked about, but with some sellers, they may be willing to accept a much lower down payment, spread your payments out over 40 years instead of the typical 30, and negotiate with you on the interest loan.<br /><br />Check with your friends and family. Sure, there are reasons to be cautious when lending and borrowing money with relatives and friends. But if you know people who could probably spare the money for a down payment, and you can offer them a higher interest rate than they're getting by having their money sit at the bank, it could be a very attractive option for both of you.<br /><br />Do you have other property? If you have other property already, you may be able to get a loan from that property to put towards a down payment on new property. It's worth thinking about.<br /><br />The next idea is one you should think very cautiously about, but it is an option. Particularly if you are dealing with a FSBO situation, perhaps you could put part of your down payment on your credit card. This should really only be contemplated if you're going to be able to pay that amount off on your card very quickly (say, if you're expecting your tax refund or stimulus check) because credit card interest rates, as well all know, are ridiculously high.<br /><br />As is true any time you are looking to take on debt, you need to be cautious. The banks have learned their lesson, so they're not going to be as easy to finance a home with for some time.<br /><br />You, too, as the potential home buyer, need to be careful. Think through just how much debt you can take on. But do not let the current market discourage you from moving forward with home ownership plans. You may have to look a little harder, search a little longer, and maybe keep your dream house away for another few years. However, with the right spirit, intentions, planning, and creativity, you will find a home financing option that works for you and the seller.</span><span style="color: rgb(0, 0, 0); font-family: times new roman;"><br /><br /><span style="color: rgb(0, 0, 0);">About the Author: </span></span><span style="color: rgb(0, 0, 0); font-family: times new roman;"><span style=""> Cory Shrader writes for the Liberty Home Sellers website. If you are ready to buy a home now, and the bank has tightened its credit policies, putting home ownership out of reach for you now, we might be able to help you. We play matchmaker between potential home buyers and motivated home sellers, who offer "<a href="http://www.libertyhomesellers.com/real-estate/index.php" target="_blank" _base_href="http://thePhantomWriters.com">Lease with Option To Buy</a>" and other attractive home ownership deals. Learn more at: <a href="http://www.libertyhomesellers.com/" target="_blank" _base_href="http://thePhantomWriters.com">http://www.LibertyHomeSellers.com</a><br /><br />Copyright © 2008 Cory Shrader<br /><br /></span></span><span style="color: rgb(0, 0, 0); font-family: times new roman;"><a target="_blank" href="http://www.thephantomwriters.com/free_content/db/s/foreclosure-heavy-market.shtml">Article Source</a></span><br /><span style="color: rgb(0, 0, 0); font-family: times new roman;"><br /><br /></span><div style="margin-left: 40px; font-family: times new roman;"><span style="color: rgb(204, 0, 0);">At I-Can-Buy.com we found a great source for no credit check loans or no money down loans from private lenders for people who can't qualify for conventional hom loans. For more information go to <a href="wstxpagelink:514bc001-4f50-4e1d-b513-b987a97a097c">http://i-can-buy.com/bad_credit_mortgage_loans</a> now!</span><br /></div><span style="color: rgb(0, 0, 0);"><br /></span></span></span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.comtag:blogger.com,1999:blog-10883738.post-74688542825219806952008-07-16T09:36:00.004-07:002008-10-18T17:13:15.534-07:00Get a Bad Credit LoanIf you have been turned down by commercial lenders and banks for a home loan, you don't have to give up your dream of owning your own home! Because it is so hard to get a bank loan today, many people are turning to investors to help them get into homes. It is often a win-win situation that benefits everyone involved.<br /><br />There are many ways that investors can help people get into homes. I don't have the time or space to list them all here. Our free ebook, "How to Buy a Home When You Have Bad Credit" shows many of them. You can get see this free ebook on our website at <a href="www.I-Can-Buy.com">www.I-Can-Buy.com</a><br /><br />But I do want to point out one of my favorites! This is the investor quick flip. That is where an investor buys the home in cash for the buyer, and then turns around and sells it to the buyer and finances the buyer. All of this is done without any bank qualifications or loans. Often it happens a lot faster and without a lot of the hassle that buyers get when they try to qualify for a conventional mortgage.<span class="fullpost"> <br /><br />Sure, the investor makes a little on the flip, and the interest rate will be higher on the home loan than it would be with a bank, but for many people this is a small trade off. They get into a home of their own when they never would have been able to do it. Plus, they now have a home that is an investment as it begins to appreciate in equity, instead of throwing their money away on rent payments.<br /><br />I know of a great group of investors who do these kind of bad credit mortgage loans for individuals who want to buy a family home. They can work with any credit score, no matter how bad. They do commercial loans for investors and people who want to get into real estate investment as well. If this sounds like something you may be interested in learning more about or applying for, go to <a href="http://i-can-buy.com/bad_credit_mortgage_loans.html">http://i-can-buy.com/bad_credit_mortgage_loans.html</a> and fill out the information request form today!</span>Dianne Ronnowhttp://www.blogger.com/profile/12858829631497238417noreply@blogger.com